bridging finance
Creative Bridging Finance specialises in providing whole of market access to short term funding.
Bridging finance is the term used to describe interest only, short term funding (usually up to 12 months) secured on land or property.
Speed of completion is often critical as bridging facilities are frequently required to resolve a temporary cash flow problem or to meet tight deadlines. One of the unique aspects of bridging finance is that, unlike many longer term financial products on the market, the client is not heavily penalised for repaying the principal sum earlier than the contractual term.
Bridging Finance is a very flexible product. Creative Bridging Finance provides:
- Facilities that can be used for any purpose
- Facilities for all types of land and property as security throughout England, Scotland, Wales and Northern Ireland
- Finance secured against multiple properties
- Finance for individuals, companies, trusts and pension funds
- Flexible payment options including interest roll ups and staged capital payments
- Funding based on the OMV (Open Market Valuation) of the property and not the purchase price
| Loan Size | Minimum £50,000 - No Maximum |
| Loan Purpose | Purchase, refinance, development, improvement, equity release |
| Borrower Type | Private individuals, sole traders, partnership and Limited Companies |
| Security | First or second legal charge on freehold or leasehold land, residential or commercial property |
| Loan to Value (LTV) | 75% (Up to 100% funding available. Higher LTV’s considered dependent on the merits of the case or for those who have a provable exit route) |
| Location | All UK, Eire * |
| Rates | From 0.75% per month |
| Loan Term | 1-12 mths ** |
| Valuation | Lending based on the Open Market Value (OMV) |
| Credit History | Applications welcome regardless of credit history |
* Eire - may be subject to LTV restrictions and higher rates
** 1-12 months for bridging finance. Up to 24 months for development finance
Call us now on 02920 822600
or click here to contact us online
To submit an enquiry, please complete our online form and we will get back to you as soon as possible.
Meet The Team that is the driving force behind Creative Bridging Finance.
Read Case Studies and the testimonials from Creative Bridging Finance clients in our Case Studies section.